Category: International

Coach Soch | UK FTA: Brain drain is a worry as India push for easy visa for the skilled

The UK-India Free Trade Agreement (FTA), which had stalled earlier this year because of political instability in the UK, is now back on track. The then short-tenured UK home secretary expressed reservations over a relaxation through the trade pact and had claimed Indians were the “largest group of people who overstayed”.

This created a trust issue and delayed the Diwali-2022 schedule to get the FTA agreed on. Recently, the Indian Commerce and Industry Minister Piyush Goyal and his British counterpart Kemi Badenoch held the sixth round of discussion on the same. 

Issues at Hand

Free trade pacts between two countries or regions essentially reduces or eliminates duties on a maximum number of goods and services traded between them. Hence tough negotiations between the parties are naturally one of the most important elements of the process.    

The FTA talks between India and UK had been stalled over multiple issues, including a purported Indian demand for greater number of student visas and the political and economic turmoil in the UK. In addition, any pact will also have to deal with factors such as data localisation and data security. The UK is also reportedly demanding changes in India’s patent regime to make it adjust to its  current patent regime. 

Also Read:  India could come off second best in UK free trade agreement

The India-UK trade has a large contribution by services sector, which makes up nearly 70 percent of the overall annual commerce. The FTA is expected to double the bilateral trade of both goods and services to about $100 billion by 2030. 

Given the size and growth potential of the Indian economy, this FTA is a long-term economic opportunity for the UK, compared to others with whom it’s closing on (like with Australia, etc) at present. The UK has a deep interest in wanting to secure greater market access for a wide range of services providers, ranging from  lawyers to architects, builders, accountants and consultants, who cannot easily trade cross-border because of Indian regulations (including legal establishment, corporate form, nationality, board composition, employee quotas, etc). No wonder, it is pushing for relaxations in these to open opportunities for its entities to enter the lucrative, and importantly fast-growing services sector. There lies another major concern– a potential issue of brain drain. 

Visas & Brain Drain 

A services sector corridor that can thrive well assumes the ability of professionals to travel between the two nations with ease. No wonder, the visa access is an obvious ask. India has always pressed for visa access in its trade negotiations. In addition, India would want the UK to increase visa categories for Indian, and to reduce current obligations on social security contributions. As a bilateral negotiation, it is fair to expect reciprocity in many aspects including visa regime relaxation. 

India has also been receiving a large share of UK visas for skilled-migrants. Indians in the UK have received more sponsored expert employee visas than people of other nationalities, with the majority going to those in the IT and healthcare industries. Over 1.15 lakh Indian students received UK student visas in the year through June 2022. Under the Migration and Mobility Scheme, up to 3,000 Indians between the ages of 18 and 30 are allowed to work in the UK for two years.

India’s push for the UK skilled visas is to find newer markets for its skilled population. As a populous nation, it would need to continuously open various global markets for its talent to find employment. However the biggest challenge this will open is the drain of talent migrating to greener pastures.

How do we balance need for newer market access and brain drain?

According to Oxford Advanced Learner‟s dictionary, Brain Drain is “the movement of highly skilled and qualified people to a country where they can work in better conditions and earn more money”. Brain drain is usually regarded as an economic cost, since emigrants usually take with them the fraction of value of their training (education , skills, lifetime contribution to the economy). This also leads to reduced economic growth, limited innovative capacities and lack of skilled manpower. 

Indian students going abroad for their higher studies costs India a foreign exchange outflow of USD 10 billion annually. Over the past few decades, lakhs of Indian scientists, doctors, engineers and qualified persons have migrated out of India.

Will some of these services-focused FTAs create path for our population to migrate globally for employment ? The answer is yes.

When our brightest minds leave our country to study and stay back, we further worsen the ‘knowledge gap’ in the society. Of course there are many factors why youngsters leave a country – higher quality education available elsewhere, employment and entrepreneurial opportunities, better quality of life and living, predictable citizenry benefits offered by developed nations, lesser chaos than seen in a developing nation like ours. 

There are many academic research done on the economic cost of brain drain, and the familial impact it leaves on remaining family who stay back in India. These effects include but are not limited to:

• Loss of tax revenue
• Loss of potential future entrepreneurs
• Lack of potential innovative ideas
• A shortage of important, skilled workers
• Loss of lifelong contribution through taxes

We have seen how we had a generation of brain drain in the 70s to the early 90s. Do we want to repeat that? Today’s India has better economic opportunities than those gloomy period. However, we also have the challenges of employing our 800 million productive aged talent – be it skilled or unskilled. That’s where any opportunities of brain drain is a cause for worry. 

 

— The author Dr. Srinath Sridharan is a Corporate Advisor & Leadership Coach. The views expressed are personal.

Read his earlier articles here 

 

5 Best Background Check Sites for Accurate Results in 2023

Performing a background check can answer questions you may have about a new neighbor or your daughter’s mysterious new boyfriend. Not all online search sites are created the same, however. Read on to discover the best background check sites for 2023.

 

>> Run a background check with TruthFinder now!

What are the Best Background Check Sites?

 

• TruthFinder – Best Background Check Site Overall

• Intelius – Best for Search Databases

• Instant Checkmate – Best for Government Records

• US Search – Best for Beginners

• Spokeo – Best for Fast Results

 

When reviewing the best background check services, we looked at costs to obtain data and the reputation of the company. We also considered database size, the scope of data shared, and how quickly results come in. Finally, we check how easy these online sites were to use and how to find support if the need arises.

Click here for a more in-depth look into our methodology.

 

Software	Price	Database Access	Scope of Data	Turnaround Time	Support
TruthFinder	$23.28 to $28.05/month	Social media, dark web	Employment, education, assets, criminal record, past locations	Around five minutes	10 am to 7 pm EST, email support, comprehensive help center
Intelius	$21.13 to $34.95/month	Over 20 billion databases	Criminal record, lawsuits, financial information	5 to 20 minutes	10 am to 7 pm EST, email support, comprehensive help center
Instant Checkmate	$28.09 to $35.12/month	Hundreds of millions of government databases	Comprehensive criminal record search, financial and work history	Around five minutes	10 am to 7 pm EST, email support, limited help center
US Search	$19.86/month	Billions of databases	History, properties, financial information, social data	Around five minutes	9 am to 10 pm EST, email support
Spokeo	$27.95/month	Over 12 billion databases	Personal history, criminal and court records, social media information	2 to 3 minutes on average	8 am to 11 pm EST, email support, help center

TruthFinder: Best Background Check Site Overall

Price	$23.28 to $28.05/month
Star Rating	4.8/5

TruthFinder is one of the few background check sites to search the dark web for data. Reports you receive are comprehensive, but there’s no way to pay for just a single scan. Luckily, pricing for a month isn’t too far out in left field. It does take several minutes to obtain your results as the service digs through its database for information, and you can only look up individuals in the United States.

Why we chose it: TruthFinder has comprehensive reporting that even scans the dark web, making it the best background check site currently available.

Pros

• Proprietary dark web scanning
• Reasonable pricing
• Comprehensive reporting

Cons

• Can’t purchase single reports
• Only includes results from the United States
• Over-the-top process to obtain results

 

>> Run a background check with TruthFinder now!

Pricing: TruthFinder’s pricing schedule is for one or two months at a time, and there’s no way to pay for a single scan. Even if you only have a few people to look up, using TruthFinder will cost you $28.05 for a month of use. Anyone needing to use the service longer can purchase two months at a time for a discounted rate of $23.28 per month.

If you want to download reports to view later, there’s a one-time fee of $3.99. To protect your own information from the dark web, TruthFinder will monitor your information for $2.99 per month.

Reputation

TruthFinder has been performing background check services since 2015. It has an A+ rating with the Better Business Bureau based on its business model and ability to work through customer complaints. Although no background check site can be 100% accurate all the time, TruthFinder produces the most thorough reports based on current information.

Database Access

TruthFinder is one of the few sites to check the dark web for information on your search subject. The site also combs through private and public records including social media sites for additional up-to-date data.

Scope of Data

A background check with TruthFinder brings in a ton of data for you to sift through. You can uncover social media accounts, past locations, and employment and educational history. In addition, it’s possible to see current assets, criminal and traffic records, time in court, and more.

Turnaround Time

It takes closer to five minutes to get back information from TruthFinder, but keep in mind the depth the service goes to get data. It may not provide instantaneous results, but comprehensive reports will take more time.

Ease of Use

When performing a search on TruthFinder, you only need a person’s first and last name to run an actual search. Providing a city or state where this person lives can help narrow down search results that much more. TruthFinder may ask you a few additional questions about the individual to help get the best results.

Support

TruthFinder’s team is on hand from 10 am to 7 am Eastern Standard Time to help with questions. Outside those hours, you can fill out the site’s online form and wait for an answer that way. There’s also a help center and frequently asked questions section that may have the information you’re looking for.

>> Run a background check with TruthFinder now!

Intelius: Best Background Check Site for Search Databases

Price	$21.13 to $34.95/month
Star Rating	4.7

Intelius has access to more databases than most, with over 20 billion sites for data. There’s no limit to the number of searches you can run each month, but you can’t look for folks outside the United States. There is some concern about the accuracy of some results, and Intelius has some confusing pricing options.

Why we chose it: Intelius’s fast reporting means you’ll have the answers you seek within moments of clicking the submit button.

Pros

• Over 20 billion databases
• Unlimited people searches
• The site is easy to navigate

Cons

• US-only results
• Pricing options are hard to understand
• Results may not be as accurate

 

>> Try out Intelius today

Pricing: Intelius has a confusing pricing plan that may leave many scratching their heads. At first glance, you can sign up for a month of background searches for $24.86, or two months of service for an average of $21.13 per month.

If you want to add in reverse phone lookup or address lookup, there’s a week trial for just $0.95. After the trial period elapses, prices jump to $34.95 for background checks plus reverse phone searches or $29.78 for people search and address lookups.

For a one-time fee of $3.99, you can download reports to your desktop and look at them any time in the future. There’s an option to protect your own identity through Intelius Identity Protect for $9.95 per month.

Reputation

Intelius has been doing business since 2003 and continues to provide one of the best background check sites on the web. The Better Business Bureau gives Intelius an A+ rating, indicating it is transparent with business dealings and makes every effort to appease customers. 

Database Access

With nearly 20 years under its belt, Intelius has access to over 20 billion public and private records to search for data. This amount far surpasses many of the other background check sites out there, allowing for more comprehensive results and more accurate data.

Scope of Data

A single background check contains criminal records, marriage and divorce history, and any lawsuits the person has been in. You’ll also obtain information on bankruptcies, liens, and employment or educational history.

Turnaround Time

Intelius advertises instant results but doesn’t quite hit that mark. The average search time comes in somewhere north of the five-minute mark, but the most intense reports can take over 20 minutes to come back with results. This comes as no surprise considering the amount of data Intelius has to sort through.

Ease of Use

The search process for Intelius is simple as can be. You just type a first name, last name, and any location information you have about your subject, and the background check site will do the rest. Intelius may ask a few additional questions to hone in on the specific person you’re looking for.

Support

You can call an Intelius customer support agent from 10 am to 7 pm EST Monday through Friday for immediate help. Outside those hours, there’s an online form you can fill out that an Intelius team member will read at their earliest convenience. There’s also a decent help center with information you can use to find answers.

>> Try out Intelius today

Instant Checkmate: Best Background Check Site for Government Records

Price	$28.09 to $35.12/month
Star Rating	4.6

Instant Checkmate has hundreds of millions of governmental databases from the local to the federal level for providing accurate checks on your target. Searches even include property data, but they come at a cost. There’s no option to pay per report, but additional search filters help you find what you’re looking for that much faster.

Why we chose it: Instant Checkmate has the most government connections to take top honors for a criminal background check site.

Pros

• Accurate criminal and background checks from government records
• Searches come with property data
• Advanced search filters

Cons

• Slow searching process
• No option to pay per report
• Expensive membership fees

>> Run a background check with Instant Checkmate 

Pricing: A month of unlimited person reports will set you back $35.12, which is a bit steeper than other background check sites. A three-month subscription averages out to only $28.09 if you’re going to need the service for an extended period of time.

It will cost you a one-time fee of $3.99 if you want to download any and all reports for future use. Instant Checkmate can also monitor for your name on the dark web if you pay $1.99 per month.

Reputation

Instant Checkmate has been building its database since opening its digital doors back in 2010. The site has the highest ranking on the Better Business Bureau site, receiving an A+ for business practices and transparency.

Database Access

A single search on Instant Checkmate combs through hundreds of millions of government databases alone from the city to the national level. The site checks other private records and social media accounts for additional information.

Scope of Data

Instant Checkmate is best known for criminal searches with such a large government database to rely on. This includes all types of charges, jail time, and sex offenses. Beyond criminal information, you can also access employment and educational history and financial records.

Turnaround Time

Most searches take around five minutes to complete, which is pretty commonplace for the best background check sites. Instant Checkmate does throw annoying prompts and pop-up questions you’ll need to pay attention to in order to get your results.

Accuracy

With so many government databases, Instant Checkmate has really accurate searches. It makes sure to cross-check information across multiple locations before providing you with results.

Ease of Use

All you need to start a search is a person’s first and last name, although location information can expedite the scan. Instant Checkmate has a few pop-ups as the search runs, which can delay the process and take up some of your time.

Support

Customer service agents operate from 10 am to 7 pm EST from Monday to Friday. The site has a fairly thorough help center with a decent amount of frequently asked questions if you need help outside of regular hours. You can also fill out the contact form and wait for a response that way.

>> Run a background check with Instant Checkmate 

US Search: Best Background Check Site for Beginners

Price	$19.86/month
Star Rating	4.5

US Search facilitates the search process through the use of a handy quick start wizard. You can only look up individuals living in the United States, but US Search’s website is quite basic.

Monthly prices are quite a bit lower than the competition once you’ve navigated the hurdles to figure out what those costs are.

Why we chose it: US Search’s quick start wizard walks even the newest of searchers through the process with helpful prompts and simple steps.

Pros

• Quick start wizard
• Fair refund policy
• Reasonable cost for membership

Cons

• Available in the US only
• Lack of transparent pricing
• Basic presentation

>> Try out US Search now

Pricing: You’ll pay just $19.86 per month for unlimited reports. There is a limited trial period of $1.99 for five days of searching.

For legal professionals, US Search has a Pro program to prep you for the courtroom. It costs $59 per month for this service or $599 for an entire year.

Reputation

US Search has nearly 30 years of experience in background checking. The Better Business Bureau has yet to accredit the company despite its long tenure. Consumer Affairs has the site listed at 2.1 stars out of 5 with 108 total ratings, with most complaints regarding pricing confusion and password issues.

Database Access

The company pulls from billions of public records to track down the information you’re looking for on a new neighbor, date, or the like. Some customers don’t feel the data they receive is as accurate as some of the other sites out there.

Scope of Data

Background checks will collect a person’s history, properties, and social information during a search, among other pieces of data. US Search also has a separate tool for legal professionals looking to pool together information before heading into the courtroom.

Turnaround Time

Results come back within five minutes on average, but you have to navigate several prompts from US Search’s quick start wizard. The search may get stuck waiting for an answer from you should you try to multitask through the process.

Accuracy

It seems as though US Search is hit-or-miss with its data, even though it has billions of sites to work with. You may have to vet some of the data to make sure what you see is accurate.

Ease of Use

The site itself is very simplistic and easy to use. A virtual assistant walks you through the process to ensure you get the best results possible. At times, the hand-holding can slog down the search and feel a bit redundant.

Support

If you need help with your US Search service, you can email the team at any time or call between 9 am and 10 pm EST during the work week. There’s no user forum or help center to peruse for answers during off-hours.

>> Try out US Search now

Spokeo: Best Background Check Site for Fast Results

Price	$27.95/month
Star Rating	4.4

Spokeo gets the job done in record time, rarely taking more than a few minutes to produce accurate results. The site is for U.S. searches only, tending to pull a little too much from social media and not enough from financial records. You can make use of the insights feature for extra information on your subject, and there’s also an Enterprise plan for businesses.

Why we chose it: Spokeo gets accurate results faster than any other background check service out there.

Pros

• Results within a few minutes
• Extra “insights” feature for additional information
• Enterprise membership for businesses

Cons

• Limited financial information
• Available in the US only
• Too reliant on social media

 

>> Run a background check with Spokeo

Pricing: Spokeo completely hides its costs until you’ve done a search and want to see your results. At that point, the site promises a 7-day trial period for just $0.95 to try the service out. Once the trial ends, you’ll receive a bill at $27.95 per month to continue searching.

Businesses can use Spokeo Enterprise for $19.95 for a single month’s membership. Anyone wishing to use the service longer can pay $14.95 per month for three months at a time.

Reputation

Spokeo has been around since 2006 to provide background check information on individuals. It has an A rating and accreditation from the Better Business Bureau for honoring commitments to customers and providing a trustworthy service.

Database Access

The background check site uses a massive range of sources to compile information about the person in question. It looks through 6 billion consumer records, 4 billion historical records, 600 million court records, 130 million property records, nearly 100 million business records, and over 120 social networks.

Scope of Data

Reports cover an individual’s current and past addresses along with wealth data and family history. You’ll also gain access to court records from anywhere in the country and information from any social media account they’ve ever created.

Turnaround Time

Spokeo is able to turn around all that data in record time. The average search takes less than five minutes to compile a complete report on your target. There also aren’t prompts or pop-ups to deal with while the search is active.

Accuracy

Because Spokeo uses an extensive database, search results come out accurate most of the time. The site doesn’t always cross-check information, so information from outdated sites can appear in your results.

Ease of Use

Everything on Spokeo’s site is surprisingly easy to use. At the top of the page, you can search by name, email address, or phone number to have the site locate information on a particular individual.

Support

You can bank on customer support staff every day of the week from 8 am to 11 pm Eastern Time. For less urgent matters, you can email the company and expect a prompt response during normal office hours. The site also has a help center with a significant amount of topics.

>> Run a background check with Spokeo

Ranking Methodology for the Best Background Check Sites

Below you’ll find our methodology for coming up with the best background check sites currently on the market.

 

• Price: Price is an ever-important factor in any area. Background check sites tend to only run monthly subscriptions, even if you only plan to use the service for one or two searches. Therefore, the cost needs to be reasonable no matter how many people you plan to look up.

• Reputation: A company is only as good as its reputation, and we wanted to make sure background check services were in business long enough to provide fruitful searches. It’s also a big boon to have accreditation from the Better Business Bureau or a trustworthy review site.

• Database Access: The more databases a service has, the more information it can provide. The best background check sites will cross-check data between sites for better results.

• Scope of Data: When running a background report, chances are you want thorough information on all aspects of that individual’s life. Criminal records are a must, but the best sites will also give employment and education history along with financial holdings. 

 

• Turnaround Time: No one wants to wait for background check data to roll in. The best background check sites will have data for you within minutes of entering your search parameters. Keep an eye out for annoying pop-ups that can slow the process down.
• Accuracy: Accuracy often depends on the type of databases a background check site searches, along with the quantity. Many services will vet information for you so you know you’re getting the best results.
• Ease of Use: Some sites can be cumbersome in their initial survey questions and prompts along the way. Our top picks keep the criteria simple while still providing the best search results.
• Support: If you have questions, concerns, or get stuck somewhere along the way, you want to find help fast. Alongside phone and email support, the best services have a well-stocked help center with tons of questions already answered.

Best Background Check Site Frequently Asked Questions (FAQs)

Our FAQ section answers some of the most commonly asked questions about the best background check sites.

How reliable are online background checks?

The right online background checks provide incredibly accurate information about the person you’re trying to dig up dirt on. They scour billions of public and private sites to uncover things otherwise hard to find.

What is a legitimate background check website?

Legitimate background check sites have proven their worth with several years of experience. Many have built up massive databases to search through to back up claims. Having accreditation with the Better Business Bureau shows business transparency and reliable operations.

What can cause you to fail a background check for employment?

Having a criminal record is a huge red flag when applying for a job. Employers are also looking for discrepancies between your claims and what a background check actually shows about you.

What databases are used for background checks? 

A lot of background check sites use the National Instant Criminal Background Check System and the FBI Identification Record as top go-to’s. Since most look through billions of databases, searches also include a laundry list of government sites at all levels and all available public records.

Bottom Line on the Best Background Check Sites

A thorough background check can put you at ease about the people you interact with on a daily basis. The best background check sites sift through countless databases to locate information you can use to make an assessment while keeping costs low. 

We love TruthFinder for including the dark web in its fast searches, but any one of the best background check sites on this list can help you find the answers you seek.

This is a Partnered Post. 

 

10 Online Casinos for Real Money: Best Real Money Casino Sites Ranked by Games, Promos, and More

Ranking the best online casinos that pay out real money is no easy feat. There are thousands of casino sites available, with more and more being launched every day.

With so many to choose from, how can you be sure the real money online casino you choose is up to scratch? Well, by yourself, you can’t.

But with our help? We’ll make sure you’re only playing the best USA online casinos around. We’ve got tons of experience playing online, and we know a thing or two about online gambling. Red Dog Casino took the crown, but there’s more sites to check out.

So, what will it be? Get stuck registering at some shady casino – or take a chance with us, and read our choice of the top online casinos you can find?

We knew you’d make the right choice. Let’s go!

Online Casinos for Real Money

• Red Dog: Best overall
• Ignition: Top pick for poker
• Bovada: Best for sports
• Bitstarz: Best crypto online casino
• Slots.LV: Top pick for slots
• mBit: Great bonuses
• BetUS: Wide variety of betting options
• Wild Casino: Best for table games
• Grand Fortune: Best for mobile
• Cafe Casino: Great community forum

1. Red Dog – No. 1 Online Casino for Real Money Overall

Pros:

• Excellent variety of games
• 24/7 deposit bonus
• New game promos
• Bitcoin-friendly
• No fees
• Top-quality customer service
• Safe and secure website
• 260% welcome bonus

Cons:

• Minimum withdrawal starts at $150

Red Dog’s consistent excellence across benchmarks, including a great game variety and solid bonuses and promotions, make it the number one choice on our list.

Games Library 4.5/5

Red Dog has a solid library that features a diverse mix of casino games that offer real money payouts. RealTime Gaming provides the software for the majority of the website, while Visionary iGaming takes care of the live dealer games.

These are both high-quality industry companies, so you can be sure you’re only playing the best the online gambling industry has to offer. Whether it’s regular ol’ slots or live roulette action, Red Dog has you taken care of.

Bonuses & Promotions 4.9/5

After registering at Red Dog, you can choose between two welcome bonuses. The first is a 320% deposit match. The other is the opportunity for 150 free spins on the slot game ‘Lucky Catch’.

The 260% bonus match is available to use up to five times and comes with fair wagering requirements, so you shouldn’t face too many issues trying to cash this bonus out.

Outside of the welcome promotions, you can find a 24/7 bonus which can be applied at any time. It yields an extra 120%, 135%, and 160% on your deposits of $30, $75, and $150, respectively. The same wagering requirements apply.

The ‘new game’ promotion changes periodically for the latest games added to the website. It usually comes with a 230% match bonus and free spins for whichever game is currently in the promotion.

Design & Functionality 5/5

Red Dog has a solid modern design that doesn’t overwhelm new users. All games are easily accessible via a hidden menu tab, and if you’re looking for specifics, there’s a search bar to help you.

We like the idea of a red dog mascot for this casino, even if it isn’t Clifford. As far as other online casinos go, it scores high for originality at least.

Banking Tools 4.8/5

Deposit Methods:

• Visa/MasterCard
• Bitcoin
• Litecoin
• Ethereum
• Flexepin
• Tether
• Neosurf

Withdrawal Methods:

• Visa/MasterCard Credit Card
• Bankwire
• Bitcoin

There are lots of interesting deposit methods available at Red Dog, but this unfortunately isn’t matched by the withdrawal section. Still, all of these banking tools have no fees attached at least, and the ability to initiate card-to-card withdrawals is more than welcome.

Sign up at Red Dog now to claim your welcome bonus.

2. Ignition – Top Real Money Online Casino for Poker

Pros:

• Top poker platform
• Software to even the poker playing field
• $3,000 dual poker and casino bonus
• Lower than average wagering requirements
• Solid selection of table games

Cons:

• Smaller than average game library

Ignition features one of the best and fairest poker platforms on the internet, with some excellent bonuses too.

Game Library 4.1/5

Ignition’s main selling point is its excellent poker platform – but that doesn’t mean it lacks elsewhere. 

Despite having a smaller than average game library, users can still enjoy a selection of classic Vegas-style online casino games like slots, roulette, and blackjack.

But really, if you’re playing at Ignition, the poker rooms are where you want to be. Whether you’re a rookie or a vet, Ignition has a table for you. In actual fact, they even have software that bans the use of HUDs (heads-up displays) to ensure a fairer playing field.

Bonuses & Promotions 4.9/5

Ignition’s main welcome bonus is 50/50 split between the casino and the poker rooms. It’s up to $1,000 in bonus funds for one, and $1,000 in bonus funds for the other. That is unless you deposit using Bitcoin, in which case it’s boosted to a handsome $3,000.

The wagering requirements come in at 25x, which is below the industry standard of 35x. You should have an easier time trying to cash the bonus out, and at least won’t have to be as patient as you would for some other US online casinos.

One of Ignition’s latest promotions is hot drop jackpots, which guarantees a total of $5 million being won by users every single month. Could it be you? Why not try your luck with the eligible online slots A Night with Cleo, 777 Deluxe, and Golden Buffalo to find out.

Design & Functionality 4.9/5

The main thing we loved about Ignition’s design was its super cool logo. Seriously, more websites should set pieces of gambling symbols on fire for the effect.

Functionality-wise, we have nothing to complain about, either. The website ran smoothly, and although there have been historic complaints about old poker software, the server has been updated multiple times since then and we’ve seen great feedback since.

Banking Tools 4.6/5

Deposit Methods:

• Bitcoin
• Ethereum
• Tether
• Litecoin
• Voucher
• Visa/MasterCard/Amex

Withdrawal Methods:

• Bitcoin
• Ethereum
• USDT
• Litecoin
• Bitcoin SV
• Bitcoin Cash
• Voucher
• Player Transfer
• Check by Courier
• MatchPay

There are a lot of great banking tools available at Ignition, especially if you use cryptocurrency. The options outside of that are a little sparse, but you can still play using standard debit and credit cards and withdraw via check. Just be careful of any potential fees.

Sign up now to claim your welcome bonus up to $3,000 at Ignition.

3. Bovada – Real Money Online Casino with a Sportsbook

Pros:

• Excellent sportsbook
• 30+ live dealer games
• Low wagering requirements
• $3,000 welcome bonus
• Solid poker platform

Cons:

• Number of slots games could be higher

Bovada’s ‘jack of all trades’ approach to online gambling makes it a solid choice for anyone who wants to find a one-stop shop for betting, poker, and casino games.

Game Library 4.2/5

Bovada really is the all-around gambler’s choice, sporting a top-notch casino, sportsbook, poker platform, and even a racebook for any horse betting fans out there. 

It’s the equivalent of the international food buffet – it’s got a little piece of everything and you can load up until you’re full!

Of course, there might be better places out there for each individual platform, but if you want one convenient spot that has everything, Bovada might just be the best online casino for you. 

Yum. Wait, are we still talking about food?

Bonuses & Promotions 4.7/5

There is a $3,000 welcome bonus up for grabs when you register for Bovada, and that’s just for the casino section. 

Better yet, the wagering requirement of 25x is well below the industry average, so you won’t face many issues cashing out the bonus.

If you opt to use cryptocurrency, you can boost it to $3,750, keeping the wagering requirements the same. Elsewhere, you can find a 100% match bonus for poker and a $250 sports bonus.

The sports welcome bonus features the lowest wagering requirement yet of only 10x. There are not many better bonuses out there for sports betting, especially for newcomers to the industry.

Design & Functionality 4.8/5

Bovada’s modern design is sleek and easy on the eye. Each section is split into its own platform and has its own distinct style and feel, which is very handy for anyone who plans to use all parts of the website.

Overall, browsing the website was a smooth experience with little to no issues. Loading times were fast and games played fluidly without any stuttering or glitches.

Banking Tools 4.5/5

Deposit Methods:

• Bitcoin
• Litecoin
• Voucher
• Bitcoin Cash
• Zelle
• Visa/MasterCard/AMEX
• MatchPay

Withdrawal Methods:

• Bitcoin
• Bitcoin Cash
• Bitcoin SV
• Litecoin
• Ethereum
• USD Tether
• Check by Courier
• Vouchers

Bovada has a good selection of banking tools, as well as some unique options that aren’t readily available elsewhere, such as Zelle – one of the fastest-growing financial apps in the United States.

Despite that, we still recommend you use Bitcoin here, especially if you want to avoid fees. Non-Bitcoin withdrawals are subject to certain fees, although you are entitled to one free transaction each month.

Register now at Bovada to claim your welcome bonus of up to $3,750.

4. Bitstarz – Best Online Casino for Real Money Crypto Users

Pros:

• Exclusive titles
• Award-winning
• 3,000+ games
• Provably fair games
• Welcome package up to 5 BTC
• 7 cryptocurrencies accepted

Cons:

• Crypto users only

If you’re looking for a huge library of exclusive titles for crypto-users, Bitstarz is exactly the online casino you’ve been searching for.

Game Library 4.9/5

We rightfully live by the phrase ‘quality, not quantity’ when reviewing an online casino’s game library. But over 3,000 titles is impressive by any stretch of the imagination. 

Besides, the quality is there too, as these are by no means just a selection of cookie-cutter slot games.

On the contrary, Bitstarz features a wealth of its own exclusive titles that you won’t find at any other online casino. This includes a series of ‘Bitstarz Originals’ that are rudimentary versions of Vegas classics, named ‘Wheel’, ‘Dice’, ‘Slot 777’, and many more.

Bonuses & Promotions 4.7/5

The Bitstarz welcome package is up to 5 BTC and 180 free spins. It’s split across four deposits.

Bitstarz also holds regular competitions as well as a welcome freeroll that has a cash prize of up to $1,000. 

We would be remiss not to mention that they have also held giveaway raffles for Tesla sports cars over the years as well, which is easily one of the best prizes we’ve ever seen at an online casino.

Design & Functionality 4.4/5

Bitstarz is one of the best-designed online casinos around. It’s unique, classy, and understated all at once. It doesn’t try too hard with gimmicky mascots, and it has quality-of-life features that other casinos lack.

One of our favorite features was the ability to browse the casino games ordered by winnings in the last 24 hours, and which ones had paid our least (more efficiently known as ‘hot’ and ‘cold’ games).

Of course, how you interpret that data is up to you. If a game is paying out, will it keep paying out? Or will the ‘cold’ games eventually pay out a larger sum simply because they are ‘due’?

Accepted Cryptos:

• Bitcoin
• Dogecoin
• Litecoin
• Ethereum
• Bitcoin Cash
• Tether
• Cardano

Here’s the unfortunate downside to Bitstarz. There’s nothing wrong with being an exclusively crypto casino – that’s something we expect with the way the industry is going. But we understand it may be disappointing for some players.

Sign up today to claim your Bitstarz welcome package up to 5 BTC.

5. Slots.LV – Best Online Casino to Win Real Money Playing Slots

Pros:

• $5,000 welcome bonus
• Around 200 slot games
• MySlots Rewards
• 24/7 customer support

Cons:

• Uninspired design

Featuring an excellent selection of online slots and a top-notch loyalty program, Slots.LV takes our final spot in the top 5.

Game Library 4.2/5

As you’d expect from a casino literally named ‘Slots’, this is very much a gambling site for those who like to spin the reels. 

There are almost 200 different titles for you to choose from, including jackpot variations that can potentially pay out hundreds of thousands of dollars for very low-stake spins.

Of course, although the vast majority of its games are slots titles, it’s far from the only casino game on offer. You can play roulette, blackjack, and plenty of video poker games, too. There’s also a live casino section tucked away, although it only has five games to choose from.

Bonuses & Promotions 4.1/5

New users can claim a bonus of up to $5,000, or $7,500 if you deposit using a cryptocurrency. The wagering requirements are bang on the industry average of 35x.

There’s also a loyalty program called MySlots Rewards, to take note of, especially if you’re planning on making Slots.LV your long-term casino. 

Over time, you can accumulate points based on the amount of money you’ve wagered, which you can then exchange for prizes and perks.

Design & Functionality 3.9/5

When it comes to the aesthetics of Slots.LV, there isn’t much to talk about. It’s a very plain background with an even plainer logo. Uninspired is probably the kindest way to describe it, although some might just call it lazy.

The online gambling site itself runs fine, with minimal loading times and an intuitive user interface that makes finding and playing your favorite games a simple task. 

We just wish they considered adding a fresh lick of paint and some excitement to their website.

Banking Tools 4.5/5

Deposit Methods:

• Bitcoin
• Bitcoin Cash
• USD Tether
• Litecoin
• Ethereum
• Visa/MasterCard

Withdrawal Methods:

• Check by Courier
• Bank Wire
• Visa/MasterCard
• Bitcoin
• Bitcoin Cash
• Bitcoin SV
• USD Tether
• Litecoin
• Ethereum

There’s a solid selection of banking tools here for both crypto and fiat currency users. The ability to deposit and withdraw using Visa or MasterCard is always welcome. Otherwise, if you want to take advantage of the crypto bonuses, there are sufficient options there too.

Sign up at Slots.LV now to claim your welcome bonus.

Real Money Online Casinos – Runners-Up:

• mBit
• BetUS
• Wild Casino
• Grand Fortune
• Cafe Casino
• BetOnline
• SlotoCash
• Las Atlantis
• Slots Empire
• Rich Palms
• 7bit
• Shazam
• Wild Tornado
• Lucky Tiger
• SuperSlots
• Katsubet
• Punt 
• Everygame

The Benchmarks: How We Ranked Online Casinos for Real Money

Game Library:

We’re always looking for libraries that are packed full of amazing casino games from all different categories. However, let’s be clear – it’s not just a case of quantity. We want to see good-quality games from top-tier providers.

Diversity is key too. Most online casinos are dominated by slot games, but we’ll be looking for what else is available, especially exclusive titles or live dealer games.

Bonuses & Promotions:

Bonuses have become a key feature of any self-respecting online casino. Companies from all over the globe are constantly looking for ways to entice users to play at their online casinos, and bonuses are one of the best ways to do it.

We’ll examine each casino’s bonuses and offer our honest analysis of whether they are worthwhile or not. 

Behind eye-catching numbers, you can sometimes find terms and conditions that really reduce the value for players. So, we’ll read the fine print so you don’t have to, and make sure you’re going into these promotions with your eyes completely open.

Design & Functionality:

Design is often a neglected feature of online casinos, and it’s certainly something we wish websites spent a little more time on. It doesn’t take much to differentiate yourself from other competitors, and it can make the world of difference for the user experience.

What’s under the hood matters too. The best online casinos should feature minimal loading times, be laid out in a way that makes sense, and overall offer a simple and quality user experience.

Banking Tools:

Everyone has their preferred way of spending money online. Arguably, it’s even more important to have a trusted banking tool when using online casinos. Online safety is paramount, and we take it as seriously when reviewing online gambling sites.

Overall, the more payment methods, the better. That’s simply because it creates a more inclusive environment for everyone. That doesn’t mean there won’t be certain methods that aren’t better than others, and we will definitely mark down any casinos that levy unreasonable fees.

Guide to the Online Casinos for Real Money

Can I win real money using online casinos?

Yes, you can win real money using online casinos, as long as they are legitimate and you’re playing casino games for real money (that is, not in demo mode). Follow our guide to make sure you’re playing at the right casino sites.

What is the best real money online casino?

The best online casino to play real money casino games is Red Dog. However, all the real money online casinos we listed here are reputable and safe to join, so the final decision is yours.

What are the most popular online casino games to play for real money?

Here is a list of some of the most popular online casino games:

• Slots
• Roulette
• Blackjack
• Poker
• Baccarat

What makes a legit online real money casino?

A legitimate online casino can usually be backed up with a long-term community, consistent good standing within the industry, and various licenses. If you’re ever unsure, just refer back to this article – all the online casino sites featured here are 100% legitimate and trustworthy.

What types of real money online casino bonuses are available to me?

The types of casino bonuses available to you depend on the website you are registered at. Here’s a list of the most common ones:

• Welcome Bonus
• Deposit Bonus
• Match Bonus
• Reload Bonus
• Free Spins

Are real money online casinos rigged?

No, generally speaking, online casinos aren’t rigged. But that doesn’t mean there aren’t casino sites out there that may be.

Follow our article to make sure you’re only playing at legitimate and trustworthy online gambling establishments.

What online casino games are the easiest to win real money on?

The online casino games that are easiest to win are as follows:

• Blackjack
• Baccarat
• Roulette
• Video Poker

These games all have a minimal house edge and therefore have some of the highest return-to-player rates in the entire industry. However, it’s important to remember that it ultimately all comes down to luck.

Let’s Compare the Top Online Casinos for Real Money

Here’s a quick breakdown and comparison of our top 5 casinos and their standout features

Red Dog: Red Dog’s excellent bonuses and fee-free banking are just two excellent reasons why it’s our number one choice for top US online casinos. Overall score: 99%

Ignition: If you’re looking for an excellent poker platform with a little side accompaniment of casino action, Ignition’s the website for you. Sign up now to claim your dual poker and casino bonus. Overall score: 97%

Bovada: For a full-on feast of a gambling experience, Bovada is the banquet you’ve been waiting for – with poker, casino games, and a sportsbook all under one roof. Overall score: 96%

Bitstarz: Bitstarz’s commitment to cryptocurrency has created a top-quality casino full of unique and interesting titles. You can claim a welcome package of up to 5 BTC. Overall score: 93%

Slots.LV: Sporting a sweet selection of slots and an excellent loyalty program., Slots.LV more than earns its place as a top 5 USA casino online. Overall score: 90%

How to Sign Up at an Online Casino for Real Money

Step 1 – Register at Red Dog

• Log on to Red Dog using this link and hit the red Sign Up button
• Fill out the required details
• Wait for the validation email to arrive

Step 2 – Validate your Account

• Check your email inbox for the validation link
• Check your spam box if it’s not available in your inbox
• Once the link is located, click it to complete the validation process

Step 3 – Deposit and Start Playing

• Deposit using your preferred method
• Use a bonus if applicable
• Start playing and have fun!

Ready to Play Real Money Online Casino Games?

Ultimately, the casino you choose to join will likely come down to your own personal preferences. Do they have your preferred payment method? Do they have the games you want to play?

Even so, here’s a little tip from us. Red Dog is the best all-rounder, but there’s no reason you can’t sign up to any online casino that is featured in this article.

That way, you can truly find out which online casino works best for you, and in the meantime, you can get some bonuses to test them out.

Just remember the golden rules – have fun and gamble responsibly.

 

DISCLAIMER: As we’ve always emphasized, gambling is a risky entertainment form. With this in view, you should never take this path to resolve financial difficulties as there’s nothing assured. Remember, at any given point, the “house always wins.”

Do you feel as though you’re approaching problem gambling, or do you know someone with a similar issue? Without further ado, call the National Gambling Helpline at 1-800-522-4700.Also, gambling sites are to be accessed by persons who are 18+ only. CNBC-TV18 is not responsible for any consequences that may arise as a result of one’s decisions and gambling habits. 

“This game involved an element of financial risk and may be addictive. Please Play responsibly and at your own risk. 

This is a Partnered Post. 

For free gambling resources, visit:

 

• http://www.gamblersanonymous.org/

• http://www.ncpgambling.org/

• http://www.gamblingtherapy.org/

LATAM Airlines plane crashes on Peruvian runway, two firefighters dead

A LATAM Airlines jet collided with a firetruck on the runway of Peru’s Jorge Chavez International Airport as it was taking off on Friday, the carrier said, resulting in the death of two firefighters.

No passengers or flight crew members were killed in the incident, the airline said.

It remains unclear why the firetruck entered the runway while the plane was taking off and the prosecutors’ office said it was investigating the incident as potential manslaughter.

Video posted on social media showed the jet colliding with the firetruck as it careened down the runway, then rapidly catching fire and smoking heavily as it ground to a halt.

Lima Airport Partners, which operates Jorge Chavez in Lima, the nation’s most important airport, said the airport will remain closed at least through 1 p.m. local time on Saturday.

The flight was LA2213, covering the domestic Lima-Juliaca route, LATAM Airlines said.

This is the second incident in less than a month involving LATAM Airlines, after one of its planes had its nose destroyed during a severe storm that forced it to make an emergency landing.

Best Credit Repair Companies: Highest Rated Credit Fix Services [2022]

Caught in the thick of an unfavorable credit score and unsure of the best credit repair companies to turn to, eh?

We get it because we’ve been in your shoes before.

BUT, you don’t have to walk alone. So, we created this list of top-rated reputable credit repair companies to help you turn things around and move you towards financial health.

This review weighs up the best credit repair services today to help you clean up inaccurate credit records, and give you a good standing before creditors.

While Credit Saint is our top pick today due to its variety of tools and stellar reputation, the other services also have some pretty great perks.

Let’s jump right in!

Best Credit Repair Companies:

• Credit Saint: Best credit repair company overall
• Lexington Law: Most reputable credit repair service
• CreditRepair: Most personalized credit repair agency
• The Credit People: Credit repair industry-leading guarantee
• Ovation: Best credit repair service for discounts
• Sky Blue: Leading pocket-friendly services
• The Credit Pros: High rising credit repair company
• Experian: Very reputable credit repair service

1. Credit Saint – Best credit repair company overall

Credit Saint Pros

• BBB accredited
• 90-day-money-Back Guarantee
• Private monitoring account
• Additional credit advice

Credit Saint Cons

• High initial work fees

Ranked among the best credit repair companies by top financial sites like Observer, Money, Consumer Affairs, and more, it’s no shock Credit Saint makes it to the list.

The platform has kept an A+ BBB (Better Business Bureau) rating since 2007, thus you’re sure of seeking the services of a reputed service.

Again, Credit Saint states that 90% of its customers can see results within 90 days or less. And, it is not baseless promises, the company backs up its word with a 90-Day Money-Back Guarantee to protect your trust.

Credit Saint Repair Process: 4.9/5

Starting with a free credit evaluation, a Credit Saint expert will guide you through the specifics of your credit report while you point out records you disagree with, and that’s as much as you have to do.

The assigned expert will then review the inaccurate items you identified and send custom arguments not only to the major credit bureaus but to your creditors as well.

It doesn’t stop here.

Credit Saint also works to help you build sustainable credit practices. With this goal, the company takes an approach to educate you on how credit works, with tips on how to leverage your positive credit to further increase your credit score. Great, right?

Credit Saint Usability: 4.8/5

Your input might only be needed during the credit review, and after that, all you have to do is watch your credit fixing progress.

To make the whole process even more pleasant, you’ll receive a monitoring account and a private dashboard to keep you in the loop of how your credit repair is advancing.

Credit Saint Customer Service: 4.8/5

A good chunk of customer reviews lauds Credit Saint’s customer support for their resourcefulness. Moreover, the customer service seems to be around 24/7, so you could reach out to them whenever.

Package breakdown

• Credit Polish – $79.99/month + $99.00 Initial fee (3 Credit Bureau Challenges, Credit Score Analysis, Creditor Intervention, Score Tracker)
• Credit Remodel – $99.99/month + $99.00 Initial fee (Credit Polish + Inquiry Targeting)
• Clean Slate – $119.99/month + $195 Initial fee (Clean Slate + Unlimited Challenges to the Credit Bureaus)

While the Credit Polish and the Credit Remodel packages are great for a more one-time clean-up of your credit report, we love that the unlimited challenges that the Clean Slate offers make it simpler to handle emerging negative items on your credit history.

90-Day-Money-Back Guarantee With Credit Saint

2. Lexington Law – Most Reputable Credit Repair Service

Lexington Law Pros

• Attorney-driven process
• Tons of positive reviews
• Impressive iOS, Android app
• Identity theft protection available
• Access personal finance tools

Lexington Law Cons

• No satisfaction assurances

Attracting tons of positive reviews and high ratings among customers, Lexington Law has the numbers to show for it.

First, the credit fixing company has been around for 18+ years and has amassed 77M+ removals from credit reports.

It’s also amazing that Lexington Law is led by a team of lawyers, which is very assuring knowing you’re getting help from extensively experienced credit professionals.

Although you don’t get a satisfaction guarantee, Lexington Law says that 89% of their clients see their credit scores improve by an average of 40 points might give you extra confidence.

Lexington Law Repair Process: 5/5

Your pursuit of financial well-being with Lexington Law all starts with a FREE credit report consultation. And, during the consultation you also get a;

• Free credit score
• Free credit report summary – to help you understand the items in your credit history
• Free credit report recommendation – to help you pick the best plan for yourself

Lexington Law seeks to help you remedy your credit issue in a simple process;

• Setup and Discovery: A credit professional looks at your credit report and sees what might be hurting your score
• Challenge and Dispute: The company challenges all three major credit bureaus to verify the negative items in your report
• Manage and Monitor: You get to see your credit repair progress as the service addresses new issues as they appear

Lexington Law Usability: 5/5

One of the things you’ll love most about the platform is that all you need to do is show up.

You don’t have to do much. After the free consultation, the service’s credit experts will handle basically everything for you and give you regular updates on the status of your credit repair.

What’s more, the credit repair service has great mobile apps for both Android and iOS, which make it easier to monitor progress on the go.

Lexington Law Customer Service: 4.9/5

On top of the resourceful mobile apps, you also receive 24/7 customer support, and we can say the support team is widely responsive and helpful from the customer reviews online.

Package breakdown

• Concord Standard – $95.95/month – (Bureau Challenges and Credit intervention)
• Concord Premier – $119.95/month -(Concord Standard + Score analysis, TransUnion Alerts, ReportWatch, and Inquiry Assist)
• Premier Plus – $139.95/month – (Concord Premier + Cease and Desist Letters, FICO Score Tracker, Identity Protection Resources, Personal Finance Tools)

Lexington Law’s Concord Standard package works best if you only have a few inaccurate items on your credit report. However, the Premier and Plus options are more inclusive, with the latter even giving you personal finance tools to help you nurture healthy personal financial habits.

Raise Your Credit Score With Lexington Law

3. CreditRepair – Credit Repair Service for Personalized Repairs

CreditRepair Pros

• Offer score tracking
• Great credit education
• Has TransUnion monitoring
• Gives progress alerts

CreditRepair Cons

• No customer service on weekends

CreditRepair has built its forte on giving you all the attention you need by offering you and your credit issues a tailored credit cure.

And yes, they’re seasoned too. The service has overseen 23M+ disputes, and they have a 4.3/5 Trustpilot customer rating, thus demonstrating their knack for satisfying clients.

One thing we love about CreditRepair is that it’s very beginner-friendly too. You don’t have to know much about credit scores and credit reports, as they will help you point out misleading items on your credit record.

CreditRepair Repair Process: 5/5

You’ll first get an insight into your credit situation with a free consultation, and that also includes a free;

• Credit score
• Negative item summary
• Recommended solution

Once you get a good idea of your credit reports, CreditRepair will then review the negative items in your credit report and ask your creditors and the main credit reporting agencies to verify the additions; failure by which they’ll be removed, and your credit scores will increase.

CreditRepair summarizes its process as;

• Gather information: They verify your identity and pull your credit records
• Reviewing: Credit professionals pick out potential wrongful items
• Recommendation: You receive a personalized solution

CreditRepair Usability: 4.9/5

Throughout your time with CreditRepair, you’ll have a personal dashboard too for receiving your case updates, which makes it much quicker to monitor progress. And, because CreditRepair has mobile apps, a quick tap will let you in on how your case is going.

Additionally, the service also sends text and email alerts, so you don’t miss an update.

CreditRepair Customer Service: 4.7/5

CreditRepair offers fast 24-hour customer service from Monday to Friday. However, you can’t reach them on weekends.

On the positive side, you’ll have access to a personal case manager, who you can reach out to on your online dashboard if you have queries relating to your credit repair.

Package breakdown

• Direct – $69.95/month + $69.95 Initial fee (Goodwill intervention, Inquiry Assist, Full-time Monthly Monitoring, Quarterly Score Updates)
• Standard – $99.95/month + $99.95 Initial fee (Everything Direct + FICO Score Inquiry Help)
• Advance – $119.95/month + $119.95 Initial fee (Everything Standard + Monthly Credit Score Updates, Additional Bureau and Creditor Challenge, Cease and Desist Help)

CreditRepair plans are wide enough to help you choose the right solution for your budget. Even more, with the Goodwill and Cease and Desist letters, you can catch a break from lenders as you work on boosting your credit score.

Track Your Score With CreditRepair

4. The Credit People – Excellent Credit Repair Assurance

The Credit People Pros

• 6-month satisfaction guarantee
• Affordable plans
• 53-187 estimated score increase
• Fast results

The Credit People Cons

• Limited packages

The Credit People appear to be the epitome of confidence.

Boastt repair packages offered and select the best one that’ll cover your credit woes.

Track Progress

To monitor the progress of your credit repair process you’ll get a client portal, from which you can receive any changes to your credit records and scores.

Top Legitimate Credit Repair Companies – FAQs

What Is the Fastest Way to Repair Your Credit?

The fastest way to repair your credit is by using the services of a credit repair company. Credit repair companies work with dedicated and experienced credit experts that’ll be able to fast-track your credit fixing process, and you’ll typically start seeing gradual improvement in your score in 30-60 days.

Who Is the Best at Fixing Your Credit?

Lexington Law is the best at fixing your credit. The legitimate credit repair company is led by lawyers with vast experience in disputing credit record information to creditors and credit agencies. To add on, the credit repair company has overseen over 77M removals, hence their credibility is solid.

How Can I Erase Bad Credit?

You can erase bad credit by disputing unfair additions to your credit record to creditors and credit bureaus. If your creditors are unable to justify the additions, the credit bureaus will remove the items from your record.

Equally important, as much as you can erase bad credit on your own it’s advisable to seek the services of credit repair companies for faster results.

Is It Worth Paying Someone To Fix Your Credit?

Yes, it is worth paying someone to fix your credit. For people that don’t know much about how credit reports work, it can be a hassle and likely more expensive trying to fix credit on your own. With the service of a person or credit fixing company, their credit experts will generally handle almost everything for you.

How Can I Fix My Credit in 30 Days?

You can fix your credit in 30 days when you dispute credit record mistakes to your creditors. Still, here are a few other tips you could use to optimize your credit score;

• Make a significant debt payment
• Ask your credit company to raise your credit limit
• Pay your bills on time
• Draft a goodwill letter to your creditors
• Ask to be an authorized user on someone else’s credit card

How Much Do the Credit Pros Cost?

The Credit Pros cost between $69 – $149 monthly with initial work fees of $119 – $149, depending on the package you take. Their two best plans: Prosperity and Success Plus are particularly the best, and they allow for unlimited disputes, and creditor intervention, to mention a few.

How Much Does a Credit Repair Specialist Cost?

Most credit repair specialists cost $50-$150, and you might also be asked to pay a first-time fee of about the same price as your monthly subscription. Equally important, you should know the credit repair process usually takes a few months and up to a year depending on how adverse your credit record is.

Best Credit Repair Companies – The Top 5 Summarized

1. Credit Saint

Pros

• BBB accredited
• 90-Day Money-Back Guarantee
• Wide credit education
• Private monitoring account

As an A+ BBB-rated business, Credit Saint assigns you, credit experts, to help you achieve credit improvement within 90 days.

Additionally, you also get credit education to help you make informed future credit decisions and a 90-Day Money Guarantee to protect your investment.

2. Lexington Law

Pros

• Glowing user reviews
• Lawyer-led process
• User-friendly mobile apps
• Impressive financial tools

Carrying over 18 years of experience, and high user ratings, Lexington Law creates tailored credit dispute assistance for you with their seasoned attorneys.

While at it, you could potentially grow your credit score by an average of 40 points. All this, without paying any upfront fees with 24/7 customer support for any queries.

3. CreditRepair

Pros

• Educative credit section
• Regular progress alerts
• Credit score tracking
• TransUnion alerts

Noted as one of the most trusted credit repair companies, Credit Repair works toward restoring your credit score with tailored assistance from its experts.

You also get a personal case manager to ensure the most interactive repair process possible, with a personal online dashboard for receiving regular updates.

4. The Credit People

Pros

• Biggest satisfaction guarantee
• Up to 187 points increase
• Fast results
• Competitive packages

Raise your credit points by an estimated 53-187 points with FCRA-certified company The Credit People.

Also, you’ll begin to see results in 60 days or less. On the whole, your commitment with The Credit People is covered with a massive 6-month guarantee.

5. Ovation

Pros

• A+ BBB rated
• Amazing customer support
• Resourceful financial tools
• Great discounts

Make customized disputes with Better Business Bureau accredited Ovation and receive a personal case advisor throughout the process.

Furthermore, you could be eligible for the couple, military, senior, and more discounts to make the service even more affordable.

Best Companies to Repair Credit – Conclusion

Building credit appeal and repairing your credit is now more reachable than ever.

Thanks to these top credit repair companies, anyone can restore their credit situation conveniently while only having to track progress.

All these sites pull their weight, but attorney-driven Lexington Law just offers consumers the highest success rates and has a long-standing reputation to go with it.

Even so, CreditRepair and Credit Saint give some of the most rigorous credit repair services too, with additional creditor intervention to buy you some time as you build your credit.

That’s all, you’re all good and set now towards transforming your credit, just make sure to use these credit repair companies with care to avoid accumulating heavy debt.

DISCLAIMER: CNBC-TV18 is not responsible for any consequences that may arise as a result of one’s decision. This is a Partnered Post.